6 Key Steps to Buying Your Dream Home!
The #1 Family Mortgage Advisory can walk you through THE 6 KEY STEPS to home ownership, if you’re looking to buy a home, don’t wait to talk to an Advisor about meeting your goals.
3 Starting Steps to Home Ownership
- Make a Decision to Buy – The only way to realize your dream is by taking the 1st step.
- Get Pre-Qualified – We choose the right loan and provide a prequalification letter in minutes.
- Talk to a Realtor – If you don’t have a realtor, we can help find a local agent to begin searching for your new home.

3 Closing Steps to Home Ownership
- Lock a Low Rate – Your loan advisor will help shop the best rate for your scenario.
- Submit All Conditions – Provide most recent W2’s, Paystubs and Bank Information for loan approval.
- Doc Signing – You are clear to close. We schedule a notary to sign the final loan documents.
Let us shop the Best Rates for your Purchase or Refinance
Top Partners, Amazing Rates, Great Service. Ask an Advisor about the best program for you!
*15 Year FixedRate as Low as
1.99%
2.25% APR *Interest Only Loans up to 95% LTV >$1.5M *Rates subject to change without notice. See disclosures and assumptions.
10 Year FixedRate as Low as
1.98%
2.25% APR No Closing Cost Loan Amounts up to $$679,650*Home Ready *Rates subject to change without notice. See disclosures and assumptions.
*VA 30/25 FixedRate as Low as
2.249%
3.025% APR No Closing Cost Loans up to 100% LTV >$1.5M *Rates subject to change without notice. See disclosures and assumptions.
30 Year FixedRate as Low as
2.875%
3.25% APR No Closing Cost Loan Amounts up to $679,650 *Home Ready*Rates subject to change without notice. See disclosures and assumptions.
*JUMBO 30 Year FixedRate as Low as
2.95%
3.25% APR No Closing Cost Loan Amounts up to $2.5M,*Jumbo Advantage*Rates subject to change without notice. See disclosures and assumptions.
30/25 Yr Fixed HBRate as Low as
2.97%
3.25% APR No Closing Cost Loan Amounts up to $$679,650 *Rates subject to change without notice. See disclosures and assumptions.
*FHA 30 Yr Fixed HBRate as Low as
3.25%
3.50% APR No Closing Cost Loan Amounts up to $679,650 *Rates subject to change without notice. See disclosures and assumptions.
*FHA 30 Yr Fixed Streamline Rate as Low as
3.125%
3.275% APR No Closing Cost Loan Amounts up to $679,650 *Rates subject to change without notice. See disclosures and assumptions.

WHAT PRODUCT BEST FITS YOUR NEEDS?
- 1% DOWN CONVENTIONAL LOAN – You put down 1% Lenders give you 2% for a total of 3% equity at close.
- FHA 3.5% DOWN – A great way to buy a new home with low downpayment and minimal credit score.
- VA LOANS 0% DOWN – A great way to purchase a home with 0% down! Exclusive to active military and retired borrowers
- SELF EMPLOYED – for borrowers with minimal employment documentation. Based on bank statements or eligible assets.
- INVESTOR SPECIALS – For experienced investors who are purchasing or refinancing investment properties to be held for business purposes.
- CONVENTIONAL FIXED RATE LOANS – These loans require 20% down in most cases. Fixed Rate terms vary from 10 to 30 years.
- JUMBO LOANS – For loan amounts that exceed Fannie Mae and Freddie Mac’s conforming limits of $424,100 (high balance), or $637,150 in some high cost areas. Loan programs up to $15 Million.
Next Potential Rate Decrease - Fed Meeting 06/19/2019
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